Shelter in place

Prison for homelessness and lock-ins for home owners.

Shelter is a human necessity and a human right. A successful society is one that safeguards our freedoms and our rights. The decision to turn housing into the major speculative asset class for retail investors and Wall Street has made housing a disaster for people with houses — and a catastrophe for those without.

America has a terrible, accelerating homelessness problem. Many of us share this problem — obviously, people without houses have the worst of it. But no one benefits from mass homelessness — it is a stain on the human soul to live among people who are unsheltered.

However, there is an answer to the problem of people lacking homes, one with a strong evidentiary basis, which costs significantly less than dealing with the crises of homelessness: give homes to people who don’t have them. It’s called Housing First, and it works:

https://endhomelessness.org/resource/housing-first/

But Housing First has a fatal flaw: it merely helps people without homes find them. It does not generate excess profits for a highly concentrated sector. No one profiteers off Housing First, and so there is no well-funded lobby to promote it.